Gerzen’s Jewelry and Repair

3532 South National, Springfield, Mo, 65707

 417-887-2330, 417-894-4485

Insurance Evaluation

We hereby certify that we have on this day examined the following listed and described articles the property of:

Name:

Address:

We estimate the value as listed for insurance or other purposes at the current retail sale value, excluding Federal and or other taxes.  In making this evaluation, we do not agree to purchase or replace the articles.  The foregoing evaluation is made with the understanding that the evaluator assumes no liability with the respect to any action that may be taken on the basis of this evaluation. Unless otherwise stated, all colored stones listed on this report have probably been subjected to a stable and possibly undetectable color enhancement process.  Prevailing market values are based on these universally practiced and accepted processes by the gems and jewelry trade.  These estimated values are based only on estimations of the size and quality of mounted stones, unless specifically stated that the stones were examined loose.  Tools used to evaluated these   items are a 10 X loupe, digital  carat scale and micrometer, electronic diamond and /or moissanite tester,  The value assessed is based upon replacement cost for mountings ands stones as close to the original as possible to current fair market value, , labor charges, and a reasonable and customary mark up for profit.

Ladies Diamond Engagement Ring

Weighing 2.9 dwt of 14k white gold

Set with one round European cut diamond

Weighing 1.09 carats, VS clarity, J color

And 20 round single cut diamonds set in a bead and brite channel

All diamond are matched for color and clarity

Estimated Replacement Value on May 20, 2010 is $ 10,223.00

Laurie Crane G.G.

Graduate 1982

Gemological Institute of America